It is the case that more lenders are now offering what are sometimes called Green Mortgages. These are where homeowners are rewarded with reduced interest rates or cashback for owning or buying energy-efficient properties. 

So, you live with your partner and have a family together, so when you pass away everything will pass to your partner even though you are unmarried, right? 

 

Wrong! It is a common misconception that cohabiting, unmarried couples have the same rights as married couples whereby everything will automatically pass to their spouse if they die without leaving a Will. 

 

Cohabiting couples are not afforded the same rights as married couples no matter how long-term the relationship has been, and there is no such thing as a ‘common-law marriage’.