The changes are aimed at encouraging Claimants to act, in person, and thus avoid solicitors instructed, on their behalf, being paid costs by the negligent drivers insurance company for representing them. The changes give significant benefit to the insurance companies.
Essentially if your injury was purely whiplash, namely, a soft tissue injury, and likely to be valued at less than £5,000 your claim will be affected by these changes.
Any claim of this type will mean that it has to be submitted through the official Claims Portal, where legal costs are not recoverable. To that end it will not be economically sensible for us to act on your behalf, in these circumstances.
Having said that, we would still encourage you to contact us to represent you if the following circumstances exist, where the new reforms will not apply:
• You are under 18 years of age.
• You are a pedestrian.
• You are a cyclist, motor cyclist or scooter rider.
• You have suffered a significant injury such as a broken bone.
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